Spently

Spently cleans up bank statements in seconds. It verifies income, flags risks, and produces clear affordability reports, so you spend less time number-crunching.

Bank-grade data securityBuilt for UK affordability rulesExports ready for lenders and auditors
Spently app screenshot

How Spently Works

Spently uses AI to automatically extract and categorize transactions from bank statements. The system identifies income sources, verifies income, flags risks, and generates professional affordability reports in seconds.

Spently product
Step 1

Upload bank statements

Upload PDF statements from one or multiple banks

Step 2

AI analyzes transactions

Income verification, categorization, and risk flagging

Step 3

Affordability report

Clear, professional report ready for mortgage applications

Powerful Features

Everything you need for intelligent bank statement analysis

Income Verification

Automatically verifies income from bank statements

Risk Flagging

Identifies potential risks and compliance issues

Affordability Reports

Generates clear, professional affordability reports

Multi-Bank Support

Works with all major UK banks and building societies

Frequently Asked Questions

Common questions about Spently

See Spently in action

See how it can work for you.