Spently
Spently cleans up bank statements in seconds. It verifies income, flags risks, and produces clear affordability reports, so you spend less time number-crunching.
- Bank-grade data security
- Built for UK affordability rules
- Exports ready for lenders and auditors
How Spently Works
Spently uses AI to automatically extract and categorize transactions from bank statements. The system identifies income sources, verifies income, flags risks, and generates professional affordability reports in seconds.
Smart document analysis1.Upload bank statements
Upload PDF statements from one or multiple banks
2.AI analyzes transactions
Income verification, categorization, and risk flagging
3.Affordability report
Clear, professional report ready for mortgage applications
Powerful Features
Everything you need for intelligent bank statement analysis
Income Verification
Automatically verifies income from bank statements
Risk Flagging
Identifies potential risks and compliance issues
Affordability Reports
Generates clear, professional affordability reports
Multi-Bank Support
Works with all major UK banks and building societies
See it in the app
Real screens from the product, one for each feature.
Affordability & income
Risk detectionFrequently Asked Questions
Common questions about Spently
What is Spently?
Spently is an AI-powered bank statement analysis tool that verifies income, flags risks, and produces clear affordability reports. It automatically categorizes transactions, identifies compliance issues, and generates professional reports in seconds, saving hours of manual number-crunching.
Which banks does Spently support?
Spently works with all major UK banks and building societies including Barclays, HSBC, Lloyds, NatWest, Santander, Nationwide, and many others. The system can process statements from virtually any UK financial institution.
Is Spently FCA compliant?
Yes, Spently is built with FCA compliance in mind. The system helps identify AML (Anti-Money Laundering) risks, ensures proper income verification, and maintains audit trails. All analysis meets regulatory standards for mortgage affordability assessments.
How much does Spently cost?
Spently pricing is based on your analysis volume and feature requirements. Book a demo for a customized quote that includes the right plan for your bank statement analysis and affordability reporting needs.
See Spently in action
See how it can work for you.
