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Jan 2026

MAT responds to FCA guidance on AI in mortgage advice

We welcome the FCA’s latest guidance on the use of AI in financial advice. Here’s how MAT is designed to support compliant, human-led advice.

The FCA has published further guidance on the use of AI in financial advice. Mortgage AI Toolkit welcomes the clarity and is designed from the ground up to support firms in meeting their regulatory obligations.

MAT products—including AutoBook, Draftlee, CollibryAI and others—are built to augment human advice, not replace it. All outputs are reviewable, auditable and intended to support robust advice files and oversight.

We will continue to align our roadmap with regulatory expectations and support our customers in deploying AI safely and effectively.

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